Category Archives: mortgage

Will the @RealDonaldTrump please stand up?



When rumor surfaced in 2015 Donald Trump, reality TV star, billionaire and man who apparently loves his name on lots of buildings, hotels and golf courses may again be thinking about running for president, I just brushed it off. It had been said before and so far, no president trump, not even close.

Then, on June 16, 2015 when he and wife Melania came riding down on the escalator at his very own Trump Tower in New York City, (quite a sight to see) Donald Trump actually did announce he would be running.

OK, so he wanted to run. There were a lot of people running to be the eventual Republican nominee and nobody would take Trump seriously, right?

I myself don’t have a “cookie cut out” version of who should be president. I do think there are qualifications but also a president should be enough of a person to understand the people they are meant to lead, work with and work for.

Being president of the United States of America is not a prize or popularity contest but instead it is about truly knowing, loving and believing in your country and ALL the people of your country. Being president is about sacrifice and honor, about always putting others first and thinking about how each decision, every order and all your words have an effect on all the people not only in the United States of America but so many people all over the world for many generations to come.

The United States is very unique and is indeed a great nation. What makes this possible is also why the person elected as our president must understand what has brought America to its present and how we all must stand united to move forward to our future.

You see, the United States is made from the world. Many of its citizens have come to our shores from many generations back, most recently and will continue to do so.


The stories fade through the generations and often times we forget the struggles fought before us to provide the life we may now take for granted.

Freedom of religion, speech or escaping persecution, wars and genocide. Fleeing famine, disease or seeking the rights for education and better opportunities. Looking for safety from dictatorships, gangs, sex and/or human trafficking. In someway or another seeking that “American Dream”.

A person born and raised here may just as well wonder when will they find that “American Dream”?

What happened to being able to get a job, buy a house and have a family? Is that not possible anymore for the average person or is it just the elites? The lucky few?


So here comes election time again and what does that mean?

This time is totally different and I don’t say that lightly. I mean this time it has me asking myself, “How far are people really willing to push things?”

I watch the “news” and it has turned into an entertainment industry and its own reality show of sorts bringing on ‘talking heads ‘ to just argue and bicker about the same old thing day after day which resolves nothing in the elections, doesn’t share much of anything going on in our world and either feeds hate, causes confusion or inspires conspiracy and stupidity.

CNN used to be the “reliable news network”. But sharing the news means sharing actual stories and facts with updates and information.

To leave CNN on now for 24 hours means a person would hear a lot of the same old couple of stories all day, currently arguments about Hillary Clinton’s emails, Donald Trump’s language and those making excuses for him and a broad spectrum of talking heads sharing their opinion while interrupting, yelling, talking over each other and the host.

In all the world there is much more going on and if CNN or America really want to know if Hillary Clinton is qualified to be president, her resume goes back decades long before email was even around and Donald Trump has been and will continue to be the same person he is and has been. Stop waiting for Donald 2.0 to be released.

While people are waiting for the real or the new and improved or maybe a “more presidential” Donald Trump, you can catch the @RealDonaldTrump on Twitter, any TV station, years of past You Tubes blurting out whatever he feels.

If that makes you warm and fuzzy, feeling secure and thinking he should control our country, military, nuke codes and make laws based on his years of business experience while not knowing how to run a fake university, answer where his own shirts and ties are made or, as a supposed Christian even believe in regret or asking forgiveness of anyone including God, then November is not far away.

This is a land of free voting rights… Pretty much, for now.

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However, Hillary Clinton has endless references of working on behalf of children’s healthcare, people with disabilities, healthcare reform, fought for the 911 first responders healthcare, has fought endlessly for women and girls’ rights around the world, has fought for human rights and equality… The list goes on.

Hillary Clinton has been a daughter, wife, mother, student, teacher, lawyer, first lady, senator, and Secretary of State.
She has exceeded expectations and gone above and beyond everywhere she goes leaving a vast resume and trails of references, lifelong friends and grateful people along her path.

After the complete clown show, referred to as the Republican primaries, somehow Donald Trump actually emerged as the Republican nominee??
I mean, really??

As each of the others got knocked out of the heap, it made some sort of sense but Donald kept sticking around.

He insulted Mexicans, women, muslims, (people in general really) while also calling the candidates and countless others names. He openly made fun of the disabled, insulted veterans… just one thing after the other and his third grade grammar and bullying behavior kept landing him in the news and somehow the foul mouth bully was making his way closer and closer to being the Republican Nominee.

I guess if people didn’t like anyone, they chose the entertaining one?

But this is not a reality show or a joke. This is serious business with very serious consequences!!

Republicans have threatened for years Obama was going to take everyone’s guns away. They swore on it. There were threats of death camps. They swore on that too. Donald Trump himself swore Obama wasn’t an American Citizen. There were always reasons to scare people into voting against Obama and then against anything he pushed or the Democratic Party pushed.

Now there is Donald Trump as the Republican’s candidate for president and they are still trying to distract away from how insanely crazy and dangerous this idea of him even being this close to being president actually is. If they could replace him tomorrow, they would. If they could go back in time?  Things would not be taken so lightly when he announced his running. They wouldn’t shrug off so much of his hate speech. I hope not.

While his followers like his way of speaking like a “normal” person? What normal person??

And THIS person is running to be President? Maybe someone should inform Donald Trump’s mouth about that.

The world is listening. The world is watching.   –>>Words matter.

The media is not twisting his words or using them out of context. They spill from his lips out to the screen for the world to see. They spill from his fingers out to his tweets for the world to read. Then he speaks and/or tweets to confirm his ridiculous thoughts, opinions and absurd ideas on how he, alone would be able to make America great, and fast. Believe him! Ugh!

Donald Trump is unapologetic and out of control.

Donald sees winning the presidency as a contest and not as a sacrifice it actually is because Donald Trump does not know what sacrifice is, at all.

Donald Trump doesn’t respect the diversity of United States at all.

Donald Trump puts himself above all else, winning before working and shooting off at the mouth ahead of thinking about others or consequences.

I keep hearing leading republicans say they somehow hope he will change, become more “presidential” after this event or that event. Voters supporting him seem to think walking into the White House will do the trick. No, what you see and hear now will just be relocated to Washington D.C.

This is not a Disney movie and even Disney doesn’t always end happy.

Either people need to wake up and realize the blubbering, third-grade speaking bully that somehow has gotten this far is not only incapable of being president but needs help just being nice.

This election your has been like no other. This decision isn’t just about who to vote for but what is our country about? Are we going to stay true to who we really are? What so many have bought fought and died for?

My vote is for more than just me.

As an American, we stand together.

As an American, we stand united.

As an American we remember our past to guide us to through the present and lead us into our future.

So, one may ask, who is the best person to lead our country but also represent us around the world?

This is very clear… It is not Donald Trump!

The @RealDonaldTrump can sit down!

Stop waiting and wondering if he will magically become something or someone he clearly isn’t. People need to see this isn’t a contest, a one night event.

The “morning after” will last 4 years and have influence on our lives and so many lives all over the world for generations to come.

This is serious and the Republican Party needs to accept responsibility for their part in this, the media as well and as voters we need to put aside the hoopla and finger pointing and really see what is clearly in front of us.

If anything matters, votes matter because its our voices and we can’t let those be drowned out by side shows and games. This is serious.

@RealDonaldTrump has said if he doesn’t win, he will just go on a long vacation. How many of us can say that? Really?

 

 

 

 

Is the "American Dream" still possible?

Sure, there are those that have opportunity made available either by family means due to inheritance or acquaintances, people that have opportunities come to them because of their looks (i.e. models or actors that are just approached at some point) and of course those very rare occurrences of a lottery win or hitting the jackpot! Who doesn’t have that dream?

However, the belief has always been that if a person had set goals, studied and worked hard they could accomplish the “American Dream.” Many people have grown up and done just that and have lived to tell their own version of the “American Dream” and many people have come to the United States from every other country for that reason and have accomplished their dreams as well.

Although the dream may be different for each individual, basically the idea was being able to get an education, find a career, buy a home, have a family and work toward a decent retirement at an age a person could still enjoy a retirement.

Between a retirement plan at a person’s job and social security, a person could plan on retiring as long as they had worked along the lines of saving towards their goals. The “American Dream” seemed to be within reach more and more through the years. Even when times were hard through the 80’s and 90’s, people continued to work hard and focus on what lied ahead because that is what they had been taught to do and it still seemed promising, enough.

 

As the younger generations have been raised, their parents have brought them up with the understanding to get an education, work hard at your job, set money aside and you can plan toward retirement. The question of whether social security would be around for retirement for the younger generation was causing concern so people were leaning more toward investments and attaining a higher level of education to move along further in a career. “Hard work pays off”, was said to be the key to success.

 

However, is this something to plan on? How solid is long-term planning? How solid are a person’s investments? Is the “American Dream” something to even strive for anymore? Is it possible?

 

Not to sound pessimistic, but here are some recent lessons learned.

 

Many companies let their long term employees go along with their benefits and pension plans. Financially, it saves more to keep those employees with lesser benefits and lower pay doing the same job.

A big investment for an individual or family is their home. However, if that investment suddenly depreciates at the same time a person has their hours cut at their job or loses their job and they find themselves unable to pay the mortgage, that investment is suddenly the hook, line and sinker that leads them to bankruptcy. The home that was once a part of their “American Dream” is suddenly a part of a terrible nightmare.

 

Unemployment or even being cut back to part-time from full time can take a person’s health benefits or for an employer trying to keep their employees but still cut back cost, an employer might just cut healthcare across the board. Health care cost for people without insurance causes more bankruptcies than most anything else. Bankruptcy can take everything away from a person they have worked so hard to attain. That definitely isn’t part of the “American Dream” and having this happen to a person isn’t something anyone would plan on.

Many people that have been planning for retirement, saving for retirement or putting aside for that “rainy day”, have either ended up having to use that money to replace lost income, increased bills due to possible loss of benefits, or possibly helping out friends or family that are facing financial crisis. It is a good chance that everyone knows someone facing a financial crisis due to the recent recession. The economy is still in a crisis and so are families, small business and therefore America.

The “American Dream” to those that have lost a job and cannot find work is simply to hear, “you’re hired”. Ask the 99ers. These are people that have been without work 99 weeks or more. To have a group, a large group of people that have formed a name and been on several news networks now because they have not been able to acquire work for that long shows how bad the job market still is.
For those that have been able to keep their job and benefits, the concern lingers about how steady their employment is and how steady the economy is.

For those still owning their home, the concern lies with how steady the housing market is, home values, property taxes and what will happen with homeowners insurance. What is around the corner?
People are concerned, very concerned. Voters are concerned about the choices in Washington D.C. and what the consequences of those choices will be. What will be the long term effects of today’s decisions and the lack of decisions? Who are the politicians looking out for, really?
 What is today’s “American Dream”?