Tag Archives: Insurance

Romney/Ryan – You do the math

While listening to Romney’s Foreign Policy speech, I was again reminded there is a HUGE disconnect between him and the American people! It isn’t  just that speech. This occurs time and time again with speeches, “off the cuff remarks”, speaking to or avoiding the press and in his views on many topics. This is also very true with Paul Ryan, his choice for Vice President.

It does appear the two of them are trying to avoid answering many specific questions which would allow the American public to see these gaps and disconnect but the availability of video, past speeches and current speeches are always available, in full, online.

Who are Mitt Romney and Paul Ryan? What are their intentions and beliefs on topics that are very relevant to the majority of Americans?

Here is a paper Paul Ryan wrote for the Heritage Foundation in 2010, “The Cause of Life Can’t be Severed from the Cause of Freedom.“  It’s explaining his views and goals on the Rights of “Personhood”.

I am not saying that Mitt Romney or Paul Ryan are bad people. I AM saying they are disconnected from much of what is going on around them.

Their views on pro-life and abortion aren’t backed up with their views and choices in other policies? First, people aren’t PRO-abortion. People do however want to make their own decisions. Women want to be able to make a choice. The vast majority of course don’t want to have to get to the point of having to make THAT choice!

Are there more solutions? Yes, one is birth control. WAIT! Did I just hear Rush Limbaugh scream?? The words, “Birth Control” are not always wrapped in the word “FREE”. No, again, it is a choice, something that should be available. Many people have insurance that will cover theirs and others may need assistance but the fact is (and this is proven), birth control helps cut down on unplanned pregnancies and therefore the abortion rate.

There are all of those that will argue, abstinence helps cut down on pregnancy. Yes, that is true. Most everyone knows that. Now, moving on.

I think about how PRO-LIFE these two candidates SAY they are but then why are they trying to cut back on things that help everyone? They want to decrease funding in educational programs, food stamp programs, job training funds and housing subsidies. They want to cut funds going to Planned Parenthood funds and other funds aimed at helping the “poor” (not one of Romney’s strongest support groups as he sees it).

The question is why are they against the greatest healthcare accomplishment in decades that helps more people get quality care and why they want to cut funds to Planned Parenthood which provides family planning services, birth control and many preventative care services to woman. All of this would fall under Pro-Life.

They don’t want to help fund early education programs or keep job training programs strong and running. These are programs which help get people back to work or train for a better and more productive career. Again, isn’t this something Romney and Ryan run on? Getting people back to work, higher paying jobs? Or, are those just stump speeches for votes when in all actuality they plan to cut the programs that help people and put those dollars toward tax cuts for the rich?

Romney made it quite clear how he felt about those using food stamps, government aide or any type of relief funds from the government so that clears up any questions about support for those in poverty. Does he understand many people in poverty were doing well not too long ago? Does he realize a lack of healthcare can put people in poverty due to outrageous medical bills? Does he realize his lack of listening AND understanding as well as his Parties same ignorance is taking our Country through a different type of recession? While they bicker and fight and refuse to advance on helping this country move forward at an even faster rate, people are hurting. While their number one goal is to make President Obama a one term President, our country has to wait for bills to pass and things to get done.  Really?

Now, Romney and Ryan want us to put that same Party as President? He talks about how President Obama has failed our Country, failed our military and wants people to believe the only way we can fix the “mess we are in” is to bring on more of this Party and our country will get back on track?

I think one big thing Romney is hoping is people will forget about history, not remember who he was years back, months back or even days ago. He hopes voters will not listen to campaign speeches, debates and certainly don’t listen to fact checkers. He claims those are lies.

Romney talks about how America needs to regain its military leadership and how in the past we have always led the world. But, while his speeches seem to be half insult and half anger, he has yet to really acknowledge how far our country has come over this past four years. He gives very little credit to our troops in uniform or our military leaders.

This may be a political campaign to him but this is our country. For those who watch the stock market, the housing market, the job market, we can see the improvements. Of course, there is more to be done and the only way to accomplish that is to not tear down what has been accomplished with lies, implications trying to anger people across the nation and abroad, our allies and other nations but by accepting responsibility in both parties for the deceit that is currently taking place right before time of elections. Be a leader even before Election Day.

For example, in his Foreign Policy speech, Romney was speaking about countries receiving foreign aid from the U.S. He said he would stipulate they respect the rights of every citizen including women and minorities. I’m not sure which Romney was speaking but the one campaigning on TV and around the Nation is running under a Party that wants to take the rights of women’s healthcare choices and are currently making voting nearly impossible for thousands across the U.S. Both of those issues are taking our country backwards by decades and both are rights people in other countries are fighting and dying for, countries Romney was speaking about in his speech, today.

America doesn’t need a President who divides us but sees diversity as the quality enabling us to achieve greatness for generations to come.

If Romney wants a strong military today and tomorrow, invest in education for their children today and the recruits of tomorrow. Invest in healthcare so they know their families are taken care of just as his family is taken care of. Have programs such as the Making Home Affordable programs accessible so their families can keep their homes and soldiers have a home to return to.  Keep the job placement programs for soldiers returning home because it is the right thing to do.  Keep access to mental health programs available and practical. Continue access to student loan assistance for families as well as counseling and job placement programs available at all times.

Be aware of what surrounds each soldier.

Romney speaks about people in his stump speech but has often left them out at moments he could have shown gratitude and honor. Many of the rights our country has, our military has helped us achieve them. Our military is not something we threaten the world with but our freedom is something we hope everyone can share.

The military is not just made up of weapons, ships and soldiers. It is made up of families with individual and group needs both when they join, while they are enlisted both home and abroad and after they return home.

Our military isn’t something to be sent, used or regarded as a threat. They are and always have been people who put their lives on the line for our country and we should be willing to do the same for them at home, in Washington, at a stump speech or behind closed doors.

They are heroes. They are us. We are all Americans.

Behind the healthcare debate

All Children’s Hospital in St. Petersburg, Florida

Long last, the decision everyone was waiting for. The Supreme Court voted 5 – 4 on Thursday to uphold President Obama’s healthcare law, the Affordable Healthcare Act (ACA).

Since ACA was signed into law by President Obama on March 23, 2010, quite a few very important parts have already gone into effect.

• Providing small business health insurance Tax Credit

• Relief for millions of seniors in the Medicare Prescription Drug “Donut Hole”

• Providing access to insurance for uninsured Americans w/ pre-existing conditions

• Extended coverage for young adults to stay on parent’s plan till age 26

• Providing free preventative care

• Eliminating lifetime limits

• Prohibiting denying coverage of children based on pre-existing conditions

• Prescription drug discounts

• Free preventive care for seniors

Much of this has been overshadowed and misunderstood due to continuous debates and the ongoing effort to repeal the entire Affordable Care Act better known as, “Obamacare”.

The Republican Campaign in 2010 focused greatly on a total repeal, signing pledges and stating their mission if elected would be this repeal and making sure Obama was a one term President.

As they campaigned, it wasn’t about what they could do to improve our nation, their states or what jobs they would actually focus on once they were seated in Washington. Their focus was on what they could undo and how they could use tactics to somehow tarnish Obama’s first term in office to hopefully make it his only term in office.

The way this Congress has been operating is exactly the way the 2010 candidates presented themselves during their campaigns. They ran on misinformation, desperation and what became a popular and easy idea because of them, REPEAL!

What did the American people get? Voter’s remorse maybe? But, a large number of Americans are also getting insurance benefits they did not have and that is due to the Affordable Care Act these same Republicans have and are still trying to in some way repeal.

As the Supreme Court’s decision came in, it was clear there would be statements from both sides. This debate has gone on for this long and is a topic that not only has an effect on the lives of so many Americans but has also caused such an ongoing divide amongst a large number of individuals as well. The idea of that should be troubling but it seems to be feeding an ongoing debate that often times the media is playing into.

The divisions are often based on misunderstandings of the law or due to social and economical differences. These differences are not new and often come up in other issues as well. The idea is to bridge gaps not feed into the source causing them.

The first need is to understand what the Affordable Care Act is and what it is not. Stay informed.

The second thing is to not only consider the needs of the American people now but also in the future. Understand that things happen in life that people could never plan on.

Example: One day, without notice a person can suffer a massive heart attack, have a stroke or be diagnosed with Parkinson’s Disease, cancer or come down chronically ill with something that makes them unable to work, continue day to day activity or even be given the news they are facing death. Most people do not want to think this can happen to them and certainly one would hope this doesn’t happen to anyone.

When something like this occurs however, life takes a dramatic turn. Suddenly the focus is on the illness, treatments, doctor and hospital visits and most everything else is on the back burner. This is a time of extreme uncertainty.

This situation happens all across America, everyday. This affects working families, single income families with or without insurance, every economic level, any race, any religion and at any time.

Things that should not be happening are insurance companies taking advantage of people getting sick by denying treatments and/or medications ordered by the doctor, hiking up rates on patients because they are receiving treatment and/or setting annual or lifetime dollar limits on a patient’s coverage.

These tactics make medical cost for insured patients unaffordable. They also shouldn’t be able to deny someone coverage because they happened to survive their heart attack, stroke, cancer or are living with asthma, diabetes or other illnesses they consider to be “pre-existing”.

Everyone should agree to this. That is simple.

Healthcare is a must for everyone. It shouldn’t depend on your age, your economic status or whether you are coming down sick or in really serious condition. A person is more likely to stay behind their health with health insurance than without. Chronic conditions need to be managed or they can become life-threatening. Many viruses could be better managed if more people received flu shots and many conditions like high blood pressure and high cholesterol could be kept under control before more serious conditions arose due to either a person not knowing about the condition or the lack of available treatment.

Overall, people do not like getting sick, enjoy feeling better even if they may dislike or are nervous to visit a doctor.

Soon after the Supreme Court’s decision, Mitt Romney made a statement. Part of his statement was this. “If we want to get rid of Obamacare, we’re going to have to replace President Obama. My mission is to make sure we do exactly that. That we return to the American people the privilege they’ve always had to live their lives in the way they feel most appropriate. Where we don’t pass on to coming generations massive deficits and debt, where we don’t have a setting where jobs are lost.”

The problem with that statement is a great number of people are not able to live the way they feel “appropriate” or even acceptable. Many people have to decide between getting prescriptions filled or to putting gas in the car, paying utility bills or buying groceries. A large number of families have lost homes due to medical bills or living expenses while overseeing a loved one’s medical care. Others skip going to the doctor at all together because often times they can’t afford the visit, are without insurance coverage, or the deductibles have become so large due to adjustments made trying to bring the monthly premium down.

On the idea of passing down “deficit and debts, plenty of Americans have taken out multiple mortgages on homes to pay for medical cost and/or cover expenses for time out of work during medical treatments for themselves or their loved one. That is a huge financial crisis for a family and a burden that will pass along to their children most likely.

Often times it is said that to know what someone else is going through, you’d have to walk a mile in their shoes. It shouldn’t take a mile or a “pair of shoes”. This isn’t about Republicans or Democrats, winners or losers and it isn’t about the rich or the poor or the ones in the middle.

This is about all Americans and humanity.

It is also about looking ahead and being prepared.

A person or a family should not have to go broke to take care of medical expenses.

More sadly, a family shouldn’t have to lose a home while going through the loss of a loved one.

Anyone should be able to take their child to the doctor and receive quality care when they are ill.

Everyone should be able to receive quality care for chronic illnesses and not worry they may be dropped from their insurance company because they are sick.

When a family or anyone is facing a tragedy, our Country should have in place a system that shows we are a Nation with high quality care and we value each Citizen as well as our morals, unity and integrity. It should be a standard we set and a statement we are proud to stand by. It shouldn’t be an issue fought over in Washington but instead a value protected year after year.

After all, looking after the American people is their job and our future.